Duha Syariah - Bebas Riba logo Duha Syariah - Bebas Riba

Duha Syariah - Bebas Riba

by PT. Duha Madani Syariah

🗂️ Finance

🆓 free

4.9/5 ( 086+ reviews)
Android application Duha Syariah - Bebas Riba screenshort

Features Duha Syariah - Bebas Riba

DUHA SYARIAH - Sharia Peer-to-Peer Lending that provides easy, fast, transparent and usury-free financing and funding services.FUNDING :Do you want to participate in helping advance MSMEs in Indonesia?Earn yields of up to the equivalent of 20% p.a.Become a Financing Provider (Lender) at Duha Syariah, and help MSMEs right now!Only with a KTP and NPWP, you can become a Lender at Duha Syariah.ADVANTAGES OF BECOME A LENDER:*Attractive yields equivalent to 20% p.a*Easy, fast and transparent process*Measurable risk* Helping MSMEs in developing their businessHOW TO REGISTER TO BECOME A LENDER:1.
Download the Duha Syariah application2.Registration as Financing Provider (Lender)3.
Complete the data and submit4.You can already fundFINANCING:Need additional capital to expedite your business cash flow?Your gadget is broken but you dont have enough funds to buy a new gadget?Want to go Umrah/halal tourism but not enough savings?Duha Sharia is the solution.
Register yourself as a Recipient of Financing (Borrower), and fulfill your needs anytime and anywhere!*Duha Syariah does not distribute funds in cash directly to Financing Recipients (Borrowers)Duha Syariah Financing Products:1.
Working Capital Financing for business actors (productive)2.
Multipurpose Financing3.
Umrah Funding, Education and Other ServicesTERMS AND CONDITIONS OF THE BORROWER:•Specifically for Business Entities (PT/CV), a minimum of 2 years of operation and profit•Employees from companies that have collaborated with Duha Syariah•Especially for self-employed persons, they have received a recommendation from the Principal who cooperates with Duha SyariahFINANCING STRUCTURE :-Margin/Ujroh (fee) equivalent to 18% - 30% per year (maximum APR 30% per year)-No service fees, administration, & late fees- Tenor ranging from 3 months to 24 months-Financing Limit up to Rp.
2 billion-The process is fast, easy and transparentFINANCING SIMULATION:Working Capital Financing for Business Players (Productive)Financing Value: Rp.
100,000,000Ujroh (fee): equivalent to 30% per yearTenor : 3 monthsTotal Ujroh : (IDR 100,000,000 x 30% / 12) x 3 = IDR.
7,500,000Service and administration fee : Rp.
0Total Financing : Rp.
100,000,000 + Rp.
7,500,000 = Rp.
107,500,000Amount of Monthly Installments: Rp.
107,500,000 / 3 = Rp.
35,833,333Purchase of goodsFinancing Value: Rp.
2,000,000Margin (fee): equivalent to 30% per yearTenor : 6 monthsTotal Margin : (IDR 2,000,000 x 30% / 12) x 6 = IDR.
300,000Service and administration fee : Rp.
0Total Financing : Rp.
2,000,000 + Rp.
300,000 = Rp.
2,300,000Amount of Monthly Installments: Rp.
2,300,000 / 6 = Rp.
383,333Umrah Travel, Education and Other ServicesFinancing Value: Rp.
20,000,000Ujroh (fee): Equivalent to 30% per yearTenor : 12 monthsTotal Ujroh: Rp.
20,000,000 x 30% = Rp.
6,000,000Service and administration fee : Rp.
0Total Financing : Rp.
20,000,000 + Rp.
6,000,000 = Rp.
26,000,000Amount of Monthly Installments: Rp.
26,000,000 / 12 = Rp.
2,166,667HOW TO REGISTER FOR BORROWERS:1.
Download the Duha Syariah application2.
Registration as Recipient of Financing (Borrower)3.
Select the type of financing (Multipurpose/Umroh/Invoice Financing)4.
Complete the requested data and documents5.
You can already meet your needs by:a.
Working Capital Financing for Business Players: Upload the invoice that you want to submit through the Duha Syariah application, submit it after completing the submission detailsb.
Multipurpose: Shop at Bhinneka.com/Halalpedia.com, select the Duha Syariah payment method/contact CS for other product optionsc.
Religious Travel: Contact CS to purchase Umrah packages/halal tours/education fees-----Suggestions and Assistance: 021-29333456 or [email protected]:Office Building 8th Floor 31Jl Jend Sudirman Kav 52-53, South Jakarta 12190Terms & Conditions: https://duhasyariah.id/conditions-kekturanPrivacy Policy: https://duhasyariah.id/kebijakan-privasiGeneral Questions: https://duhasyariah.id/faq

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Available for Android 8.0 and above